Comments on: How to Finance Your Next Car Purchase; Any Credit Auto Loans http://www.fueleconomyhelp.com/2009/04/how-to-finance-your-next-car-purchase-any-credit-auto-loans/ How to Increase Gas Mileage and Beat Gas Prices Wed, 07 Sep 2011 07:05:26 +0000 hourly 1 http://wordpress.org/?v=3.2.1 By: Dee http://www.fueleconomyhelp.com/2009/04/how-to-finance-your-next-car-purchase-any-credit-auto-loans/comment-page-2/#comment-3164 Dee Thu, 02 Sep 2010 17:23:27 +0000 http://www.fueleconomyhelp.com/?p=244#comment-3164 This is great information. A lot of people don't realize they can lower their interest rate with a down payment. They also don't think to check with other financial institutions. They only check with their current one. You have to save money where you can and this is a great way to do it. This is great information. A lot of people don’t realize they can lower their interest rate with a down payment. They also don’t think to check with other financial institutions. They only check with their current one. You have to save money where you can and this is a great way to do it.

]]> By: Ferrari Driving Experience http://www.fueleconomyhelp.com/2009/04/how-to-finance-your-next-car-purchase-any-credit-auto-loans/comment-page-2/#comment-3161 Ferrari Driving Experience Thu, 02 Sep 2010 12:41:47 +0000 http://www.fueleconomyhelp.com/?p=244#comment-3161 Avoid dealer finance at all costs, they have much higher apr rates and if a balloon payment is set, they are often totally unreallistic, leaving you no equity at the end of the term Avoid dealer finance at all costs, they have much higher apr rates and if a balloon payment is set, they are often totally unreallistic, leaving you no equity at the end of the term

]]> By: Allen Hyundai http://www.fueleconomyhelp.com/2009/04/how-to-finance-your-next-car-purchase-any-credit-auto-loans/comment-page-2/#comment-3126 Allen Hyundai Wed, 25 Aug 2010 16:07:34 +0000 http://www.fueleconomyhelp.com/?p=244#comment-3126 It's best to get financing from an outside source, never the dealer. If possible, better yet to pay in cash if you can afford it. It’s best to get financing from an outside source, never the dealer. If possible, better yet to pay in cash if you can afford it.

]]> By: Kansas City Used Auto Sales@Kansas City Premiere Pre-Owned Dealer! http://www.fueleconomyhelp.com/2009/04/how-to-finance-your-next-car-purchase-any-credit-auto-loans/comment-page-2/#comment-3111 Kansas City Used Auto Sales@Kansas City Premiere Pre-Owned Dealer! Mon, 23 Aug 2010 17:28:02 +0000 http://www.fueleconomyhelp.com/?p=244#comment-3111 I've read through everyone's posts, and have picked up some helpful information, especially as a relatively new dealer (been in the wholesale game for much longer). One of the main reasons we stayed in wholesale, was that we could avoid dealing with banks and finance companies. However, now that we are doing retail sales, we're looking to either do financing through banks, or a buy-here, pay-here situation where we finance. Seeing as a lot of you here are well-versed in this (definitely more than myself!), what would you suggest? Thanks in advance for sharing your wealth of knowledge! I’ve read through everyone’s posts, and have picked up some helpful information, especially as a relatively new dealer (been in the wholesale game for much longer). One of the main reasons we stayed in wholesale, was that we could avoid dealing with banks and finance companies.

However, now that we are doing retail sales, we’re looking to either do financing through banks, or a buy-here, pay-here situation where we finance. Seeing as a lot of you here are well-versed in this (definitely more than myself!), what would you suggest?

Thanks in advance for sharing your wealth of knowledge!

]]> By: Randy@Auto Repair Shop Union,MO http://www.fueleconomyhelp.com/2009/04/how-to-finance-your-next-car-purchase-any-credit-auto-loans/comment-page-2/#comment-2986 Randy@Auto Repair Shop Union,MO Fri, 06 Aug 2010 15:41:34 +0000 http://www.fueleconomyhelp.com/?p=244#comment-2986 We sell used cars at our repair shop but due to buyers payment habits , we only accept full payment. I do suggest the best lenders in the local area if the buyer needs a loan. I find it to be less work on myself and my staff. Since most of my customers are return customers ,our relationship will not be damaged due to missed car payments. It actually reinforces our relationship. We sell used cars at our repair shop but due to buyers payment habits , we only accept full payment. I do suggest the best lenders in the local area if the buyer needs a loan. I find it to be less work on myself and my staff. Since most of my customers are return customers ,our relationship will not be damaged due to missed car payments. It actually reinforces our relationship.

]]> By: Mobility Scooter http://www.fueleconomyhelp.com/2009/04/how-to-finance-your-next-car-purchase-any-credit-auto-loans/comment-page-2/#comment-2960 Mobility Scooter Tue, 03 Aug 2010 13:58:38 +0000 http://www.fueleconomyhelp.com/?p=244#comment-2960 There are lenders, however, who specialize in bad credit car loan financing – and can put you behind the wheel of your car now.Bad credit borrowers of automobile loans are typically rejected by many lending institutions and credit unions.  There are lenders, however, who specialize in bad credit car loan financing – and can put you behind the wheel of your car now.Bad credit borrowers of automobile loans are typically rejected by many lending institutions and credit unions. 

]]> By: Brad Schinner http://www.fueleconomyhelp.com/2009/04/how-to-finance-your-next-car-purchase-any-credit-auto-loans/comment-page-2/#comment-2766 Brad Schinner Tue, 13 Jul 2010 08:15:12 +0000 http://www.fueleconomyhelp.com/?p=244#comment-2766 Driving your own car is definitely an everyones dream.And that's the reason why there are a lot of auto financing and loan companies that offers auto loans and most of them allows you to apply online or ever the phone.But before you commit to these lenders we must be first aware of important auto financing tips to avoid scams and other fake auto financing companies.By browsing online, we can get some important tips and articles on auto loans like this one. Brad@CalgaryWebDesign Driving your own car is definitely an everyones dream.And that’s the reason why there are a lot of auto financing and loan companies that offers auto loans and most of them allows you to apply online or ever the phone.But before you commit to these lenders we must be first aware of important auto financing tips to avoid scams and other fake auto financing companies.By browsing online, we can get some important tips and articles on auto loans like this one.
Brad@CalgaryWebDesign

]]> By: Toyota Prius http://www.fueleconomyhelp.com/2009/04/how-to-finance-your-next-car-purchase-any-credit-auto-loans/comment-page-2/#comment-2635 Toyota Prius Fri, 25 Jun 2010 07:15:51 +0000 http://www.fueleconomyhelp.com/?p=244#comment-2635 You may be able to get a loan, but unfortunately you permanently forfeit your dignity when driving a Prius. You may be able to get a loan, but unfortunately you permanently forfeit your dignity when driving a Prius.
Toyota Prius´s last [type] ..The Point of Pompous Prius

]]> By: Thomas http://www.fueleconomyhelp.com/2009/04/how-to-finance-your-next-car-purchase-any-credit-auto-loans/comment-page-2/#comment-2542 Thomas Fri, 04 Jun 2010 06:52:41 +0000 http://www.fueleconomyhelp.com/?p=244#comment-2542 When looking to get that new car, we all know how hard it can be to get a good price on your old car. Dealers will try and offer you as little as possible so the best option would be going through a private sale. Most people get the idea this is far too complicated... But this is not the case any longer, you can list your car for free on www.usedcarscentre.com and it will remain on there for a long as it takes to sell your car. You can list as many cars as you like and it wont cost you a penny, even if every one of them sells as a result of being lised on usedcarcenter.com When looking to get that new car, we all know how hard it can be to get a good price on your old car. Dealers will try and offer you as little as possible so the best option would be going through a private sale. Most people get the idea this is far too complicated… But this is not the case any longer, you can list your car for free on http://www.usedcarscentre.com and it will remain on there for a long as it takes to sell your car. You can list as many cars as you like and it wont cost you a penny, even if every one of them sells as a result of being lised on usedcarcenter.com

]]> By: Asher@New Jersey Limousine http://www.fueleconomyhelp.com/2009/04/how-to-finance-your-next-car-purchase-any-credit-auto-loans/comment-page-2/#comment-2117 Asher@New Jersey Limousine Mon, 08 Mar 2010 04:04:09 +0000 http://www.fueleconomyhelp.com/?p=244#comment-2117 New vehicles do not always offer the best deal. A used car with very low kilometers and timely service history is often a good option when you MUST obtain finance for a motor car. An option that I like is called "salary sacrificing novated lease". This permits you to obtain the car of choice and predicts how many kilometers, maintenance, and fuel costs you will use in a given financial period. There type of leasing is generally a significant savings, as the car is pre- income tax, therefore it reduces your taxable income and tax liability. The key is to achieve the kilometers that you predicted otherwise you may be required to pay the tax shortfall. New vehicles do not always offer the best deal. A used car with very low kilometers and timely service history is often a good option when you MUST obtain finance for a motor car. An option that I like is called “salary sacrificing novated lease”. This permits you to obtain the car of choice and predicts how many kilometers, maintenance, and fuel costs you will use in a given financial period. There type of leasing is generally a significant savings, as the car is pre- income tax, therefore it reduces your taxable income and tax liability. The key is to achieve the kilometers that you predicted otherwise you may be required to pay the tax shortfall.

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